Utang: Credit & Debt Tracker icon

Utang: Credit & Debt Tracker

Utang helps you track debts and credits with people you trust—so you always know who owes what, and when.

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Screenshots

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Description

Utang is a simple and private debt & credit tracker designed for everyday life. Whether you lend money to a friend, borrow for an emergency, or split expenses with family, Utang helps you keep track of everything in one place—no spreadsheets, no confusion, no forgotten payments. Unlike complicated finance apps, Utang focuses on people-based tracking. Each transaction is linked to a person, so you can instantly see how much you owe or are owed, your total balance, and which payments are still pending. With clear summaries, payment reminders, and a clean interface, Utang removes the stress and awkwardness of managing debts. It’s perfect for personal loans, family support, barkada expenses, and daily utang—handled responsibly and respectfully. No banks. No syncing. Just clarity.

  • 🧾   Log money you owe and money owed to you, all in one organized place.
  • 👥   See balances per person so you always know where you stand—no guesswork.
  • ⏰   Never forget a due date. Set reminders and stay on top of repayments.
  • 🔄   Record repayments anytime—even if they’re not paid in full yet.
  • 📝   Add notes, dates, and context to every transaction for better tracking.
  • 📱   Designed to be fast, distraction-free, and easy to use—even for non-tech users.
✉️ If you have any questions or suggestions about my app, do not hesitate to contact me at mc23.dev@gmail.com